Privacy Policy

1. Who We Are

Bhaltos ("we", "us", "our") provides AI-driven portfolio analysis tools and related informational services. This policy applies to all personal data processed through our website, applications, and any associated communications.

2. Information We Collect

We may collect the following categories of information:

• Information you provide directly — such as your name, email address, phone number, and any details submitted through contact forms, lead forms, or account registration.
• Usage data — including pages visited, time spent on the site, referring URLs, browser type, device identifiers, and approximate location derived from IP address.
• Technical data — collected automatically via cookies and similar technologies, such as session identifiers and preference settings.
• Correspondence — records of communications you have with us, including support requests and feedback.

3. How We Use Information

We use the information we collect for purposes that may include:

• Operating, maintaining, and improving our website and services;
• Responding to inquiries, support requests, and lead form submissions;
• Sending administrative communications, updates, or marketing messages where permitted;
• Monitoring usage patterns to understand how our services are used and to detect misuse;
• Complying with legal obligations and enforcing our terms of service.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations.

5. Cookies and Similar Technologies

Our website may use cookies and similar tracking technologies to recognise returning visitors, remember preferences, and analyse traffic patterns. You can control or disable cookies through your browser settings; however, doing so may affect the functionality of certain features of the site.

6. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who assist us with hosting, analytics, email delivery, or customer support, under appropriate confidentiality obligations;
• Professional advisors, such as legal or financial consultants, where necessary;
• Regulatory or law enforcement authorities, where required by law or to protect our legal rights;
• A successor entity in the event of a merger, acquisition, or sale of assets, subject to continued protection of your information.

7. Data Retention

We retain personal data only for as long as reasonably necessary to fulfil the purposes outlined in this policy, including satisfying any legal, accounting, or reporting requirements. Retention periods may vary depending on the nature of the information and the purpose for which it was collected.

8. Data Security

We implement reasonable technical and organisational measures designed to protect personal data against unauthorised access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Transfers

Where personal data is transferred outside of your home jurisdiction, we aim to ensure that appropriate safeguards are in place consistent with applicable data protection requirements.

10. Your Rights

Depending on applicable law, you may have rights in relation to your personal data, which can include the right to access, correct, delete, restrict, or object to processing, as well as the right to data portability and the right to withdraw consent at any time. To exercise any of these rights, please contact us using the details provided on our website.

11. Children's Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal data from children. If you believe a child has provided us with personal information, please contact us so that we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. The updated version will be posted on this page with a revised effective date.

14. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or our handling of personal data, please reach out to us through the contact details listed on our website or the address provided in the footer of this page.